Proyecto de Central de Riesgo CAT publicado por la SBS

Proyecto de Central de Riesgo CAT publicado por la SBS

La Superintendencia de Banca, Seguros y AFP (SBS) publicó un proyecto de circular que establece los requerimientos de información para la implementación de una central de riesgos de siniestralidad, derivada de los accidentes de tránsito, cubiertos con el certificado contra accidentes de tránsito (CAT), que emitan las Asociaciones de Fondos Regionales o Provinciales contra Accidentes de Tránsito (Afocat).

 

Esta Central de Riesgos CAT estará a cargo de la SBS y se constituirá en una herramienta que contribuirá a su labor de supervisión y fiscalización, a efectos de que los índices de siniestralidad reflejen adecuadamente el costo de los siniestros efectuados, de forma similar a la central de riesgo SOAT y vehicular. Además de ello, esta iniciativa podrá permitir a los usuarios y al público en general conocer a los conductores (tomadores del CAT) y a los vehículos que prestan el servicio de transporte público, en función de su siniestralidad, generando con ello un mayor compromiso y disciplina en los conductores del transporte público.

 

El proyecto de circular establece los formatos de información y las instrucciones para el ingreso de la información en las bases de datos que autoricen la implementación de esta central de riesgos. Así, se establecen los siguientes requerimientos de información: reporte de emisión, reporte de siniestros derivados de accidentes de tránsito, reporte de certificados duplicados y reporte de certificados anulados sin emisión.

 

Las Afocat deberán registrar y proporcionar la información solicitada mensualmente, para lo cual tendrán que disponer con la infraestructura tecnológica (sistema informático) y métodos internos que permitan garantizar que los datos reportados sean consistentes, correctos y completos. El proyecto ha sido elaborado considerando el artículo 43 del Reglamento de supervisión de las Afocat y de funcionamiento de la central de riesgos de siniestralidad derivadas de accidentes de tránsito (Decreto Supremo N° 040-2006-MTC y sus modificatorias).

 

Fuente: https://www.sbs.gob.pe/sala_prensa

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